Farming is hard work. Even still, there's no guarantee the soil, weather, or machinery is going to do what you need it to do in order to make a profit. Protect your downside with a team that works just as hard as you do.
Farm Liability Insurance
Protecting Your Way Of Life
At the Holt & Dimondale Agency, we recognize that farms are a part of what makes our state go around. Your farm isn’t just a job, or a piece of property. It’s a way of life, and it deserves protecting.
Farm Liability Insurance: What’s Covered?
Your Farm Liability Coverage works just like a Commercial or Personal Liability policy. It insures that your assets are protected in case of bodily injury or property damage that occurs during the operation of your farm, or activities related to your farm.
Farm Liability Insurance provides protection for the unique risks inherent to farming – such as tractor accidents, being bitten or kicked by livestock, or having animals loose in the road.
If you rely on your personal homeowner’s policy, you may not be covered if an accident occurs as a direct result of commercial farm activities. This additional coverage makes sure that your personal assets aren’t at stake should you be found liable.
How Much Is Farm Liability Insurance?
Farm Liability Coverage is impacted by factors like the type of farm, the amount of structures and assets dedicated to your farming operation, and by any history of previous insurance claims. If you’re interested in exploring a farm liability policy, contact us at (517) 694-0149 for a personalized quote.
Farm Property Insurance
We’ve Got Your Farm Covered
Farm life isn’t easy. You wake up early, and put long days of hard work into maintaining your your way of life. So make sure that you protect your investment with a Farm Property Insurance Policy.
What’s Covered In A Farm Property Policy?
A Farm Property Policy will cover your farm’s physical assets. This can include:
- Structures like barns & silos
- Equipment like tractors & combines
- Feed & Hay
- Farm Products
Did You Know? Even if you live on your farm, your Personal Homeowner’s Policy may deny your claim if the assets or structures are used for commercial or farm purposes. Don’t assume your barn is covered, make sure you check the details of your Homeowner’s Policy!
How Much Is Farm Property Insurance?
Your premium can vary based on the type of farm you have, the value of your equipment, and the number and value of your farm structures. If you’re looking to make sure that your farm is covered, contact us at (517) 694-0149 to get a personalized quote, tailored to your needs and your farm.