Peace of mind is priceless.

The right life insurance can provide you that.

88697917smLife insurance needs change with age, marital status, and other life changing events. However, no matter where you are in life, this coverage is a crucial part of financial planning for the future.

Holt & Dimondale Agency has been serving Michigan residents for nearly 60 years. We tailor each policy to suit your individual or business needs, offering you coverage that gives you peace of mind.

Typically, there are two main types of life insurance: term life insurance and whole life insurance. We understand that choosing the right kind can be confusing, which is why our producers are dedicated to helping you get the right protection for your unique situation. As a basic guideline, here are the main differences between the two basic forms of life insurance coverage.

Term life insurance is designed to cover you during a specific time period of your life. It also comes with:

  • Lower premiums
  • Fluctuating premiums after a certain time frame
  • An expiration date

Whole life insurance works a little differently. Although it comes with higher premiums, it does boast benefits like:

  • Coverage for the duration of your life
  • The ability to build equity
  • Cash value

Holt & Dimondale Agency is happy to work with you on an individual level in order to better understand your needs, as well as the needs of your family or company. This individual attention can be a huge asset when making such a big life decision, and you deserve to have the best life insurance policy you can find. Fill out our online quote form or call our Holt office today at (517) 694-0149 to learn more about the life insurance options Holt & Dimondale Agency can provide to you and your company.